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The best Mortgage services in Ornage County. offering service for San Juan Capistrano, Laguna Niguel, Aliso Viejo, Mission Viejo, Laguna Hills, Lake Forest, Rancho SantaMargarita, Huntington Beach, Irvine, Tustin, Costa Mesa, Fountain Valley, Santa Ana, Orange, Placentia, Yorba Linda, Brea, Anaheim, Anaheim
Hills, Fullerton, La Habra, Coto De Caza, Refinance, Cash out, Purchase, Hard Money, Loans, Equity Line Of Credit, Jumbo, conventional,VA, FHA, low cost, no cost loans

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UNSURPASSED SERVICE AND VALUE WITH PROVEN RESULTS!

Whatever your mortgage goals are, Your Mortgage Shop can help you reach that life event. We provide a full-service finance company located in California specializing in every area of mortgage lending. Shop at your convenience with simplicity, all at no cost on our website. We offer state of art technology back with personalized service to ensure a unique experience and delivering superior products and pricing:

Our process eliminates the harassing phone calls when shopping for financing online. We will first use our automated system to evaluate your request and then affiliate you with most competitive lending institution to service your needs.

BECOME AN EDUCATED CONSUMER, AND SAVE MONEY!
Our satisfied clients are more important to us than anything else. Our goal is to educate our clients by making the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to earn your business. By putting you first, we assure you an enjoyable experience.

GET FAST ANSWERS!
You will find tools available to answer virtually any mortgage, finance, and real estate related questions. Ranging from Rate Search to Loan Programs, finding your dream home and much more. We offer excellent pricing with some of the best rates on Our Fixed Rate Mortgages, Cash out Loan, Equity Line of Credit, Super Jumbo Loans, FHA 203K Rehab Purchase / Rehab Refinance and HARD MONEY FINANCING. Your Mortgage Shop has it all here at your finger tips.

FIRST TIME HOME BUYER

If you are a first time home buyer, the FHA CHF Access Loan may be perfect for you. For a limited time you may pruchase you home with as little as 1/2 % down payment.

100% FINANCING STILL AVAILABLE!
Rural Development USDA Loan which allows you to buy your new home with a Zero Down Mortgage and low 30 year fixed interest rates. Click Here to learn more about the Rural Development USDA Loan!

FREE HOME BUYER SERVICES

Search for 1,000's of homes in seconds by using our Free Home Search! Check out the best mortgage rates in California by using our Free Mortgage Rates Tracker! Start the mortgage pre-approval process by using our Free Purchase Assistant! Compare Rent vs Owning with our Free Mortgage Calculator! Lower your current rate or payment and also get cash out by using our Refinance Advisor! Are you upside down on your home or have an adjustable rate mortgage?

ABOUT YMS?
YMS is Continental Mortgage Services DBA Your Mortgage Shop. We are a California based Mortgage Broker providing Purchase Mortgage Financing, Mortgage Refinancing, Second Mortgages, Equity Line of Credit, Debt Consolidation, and Hard Money Residential Financing. YMS is a strategically aligned company which enables us to provide some of the best financial services through its affiliates. We are located at One Orchard Rd. Ste 130, in beautiful Lake Forest , CA 92630.

Don't let us brag about ourselves, please click here to read what past clients have said about us:

YMS Services Testimonials

YMS provides financial service with a focus on Purchase Residential Loans, Residential Refinance Loans, Debt Consolidation, Second Mortgages, and Hard Money Financing.
Do you have questions or concerns?
Please call us at 800-376-9680 ext 203 and speak with Mr. Ellis one of our experienced Senior Financial Professional today or use our Ask an Expert and we will get back with you as soon as we can!

We look forward to hearing from you.

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.