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The best Mortgage services in Ornage County. offering service for San Juan Capistrano refinance, Laguna Niguel refinance, Aliso Viejo refinance, Mission Viejo refinance, Laguna Hills refinance, Lake Forest refinance, Rancho Santa Margarita refinance, Huntington Beach refinance, Irvine refinance, Tustin refinance, Costa Mesa refinance, Fountain Valley refinance, Santa Ana refinance, Orange refinance, Placentia refinance, Yorba Linda refinance, Brea refinance, Anaheim refinance, Anaheim refinance, Fullerton refinance, La Habra refinance.

UNSURPASSED SERVICE AND VALUE WITH PROVEN RESULTS!

Whatever your mortgage goals are, Your Mortgage Shop can help you reach that life event. We are a full-service nationwide financing broker specializing in every area of mortgage lending. Shop at your convenience with simplicity, all at no cost on our website. We offer personalized financial service for:

Laguna Hills Mortgages	Mission Viejo Mortgages
Laguna Hills Purchase	Mission Viejo Purchase
Laguna Hills Refinance	Mission Viejo Refinance
Laguna Hills Loan Modification	Mission Viejo Loan Modification
Laguna Hills Debt Settlement	Mission Viejo Debt Settlement
EXPANDED PERSONAL SERVICE IN SURROUNDING CITIES.

We offer experienced, licensed finance professionals dedicated to present you with the best options to improve your financial situation. With access to your personal financial professional up to six days a week at times that are convenient for you.

BECOME AN EDUCATED CONSUMER, AND SAVE MONEY!
Our satisfied clients are more important to us than anything else. Our goal is to educate our clients by making the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service and appreciate the opportunity to earn your business. By putting you first, we assure you an enjoyable experience.

GET FAST ANSWERS!
You will find tools available to answer virtually any mortgage and real estate related questions. Ranging from Rate Search to Loan Programs, finding your dream home and much more. We offer excellent pricing with some of the best rates on Our Fixed Rate Mortgages, Cash out Loan, Loan Modification, Equity Line, and Super Jumbo Loans. Your Mortgage Shop has it all here at your finger tips.

FIRST TIME HOME BUYER

If you are a first time home buyer, there are certain programs that Your Mortgage Shop wants you to show you.

$8,000 TAX CREDIT
The first is the $8,000 Tax Credit for first time home buyers. If you qualify for the $8,000 tax credit you will receive 10% of the sales price or $8,000, whichever is less. The tax credit ends 12/1/2009 so hurry up! Click here to learn more about the $8,000 Tax Credit.

100% FINANCING STILL AVAILABLE!
Rural Development USDA Loan which allows you to buy your new home with a Zero Down Mortgage and low 30 year fixed interest rates. Click Here to learn more about the Rural Development USDA Loan!

FREE HOME BUYER SERVICES

Search for 1,000's of homes in seconds by using our Free Home Search! Check out the best mortgage rates in California by using our Free Mortgage Rates Tracker! Start the mortgage pre-approval process by using our Free Purchase Assistant! Compare Rent vs Owning with our Free Mortgage Calculator! If you know you already have credit problems, fix it today with a Credit Repair service! Lower your current rate or payment and also get cash out by using our Refinance Advisor! Are you upside down on your home or have an adjustable rate mortgage? Try a Loan Modification!

ABOUT YMS?
YMS is Continental Mortgage Services DBA Your Mortgage Shop and Your Money Solution. We are a California based Financial Service Company and Mortgage Broker providing Purchase Mortgage Financing, Mortgage Refinancing, 2nd Mortgages, Debt Consolidation, Debt Settlement and Loan Modification. YMS is a strategically aligned company which enables us to provide some of the best nation wide financial services through its affiliates. We are located at One Orchard Rd. Ste 130, in beautiful Lake Forest , CA 92630.
Don't let us brag about ourselves, please click here to read what past clients have said about us: YMS Services Testimonials, YMS provides nationwide financial service with a focus on California Purchase Loans, California Refinance, California Debt Consolidation, California Debt Settlement, and California Loan Modification.
Do you have questions or concerns?
Please call us at 800-376-9680 ext 203 and speak with Mr. Ellis one of our experienced Senior Financial Professional today or use our Ask an Expert and we will get back with you as soon as we can!

We look forward to hearing from you.

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.