Debt Management

	RESPONSIBLE DEBT MANAGEMENT Your Money Solution aim is to always provide outstanding customer service with the most competitive pricing in the Debt Management Industry. We work hard to obtain tremendous savings for our financially challenged clients off there unsecured debts. This is not a Loan. We offer Responsible Debt Management Programs to all who are experiencing financial hardship and are intersted in maintaing there good credit. What Is A Debt Management Plan? What is a Debt Management Plan? A Debt management, by the standard financial definition, involves a designated third party assisting a debtor with repayment of his or her debt. Debt Management Plans (DMP) are designed to help people with heavy debt and high interest rates get their financial situation under control. A simpler definition of a DMP is a structured repayment plan set up by a designated third party as a result of personal initiation. A debt management plan entails a series of steps, which the third party service works on with the help of the debtor. The first step typically involves compiling a list of all creditors and the amounts owed to each. Some creditors are not eligible to be included in a debt management plan, and typically, secured debt such as car loans and home loans are not included. How Does A Debt Management Plan Works? Here are some of the requirements and guidelines for a consumer to participate in a DMP. 1. Clients need a minimum of $3,000.00 of current debt. (not in collections or old utility bills) There must be enough debt to make the program beneficial for our clients. You can add old utility bills to current debt over $3,000.00, just remember that there will be no benefits, we will just act as a paying agent. For accounts that have been in collections for 30-60 days (when the first creditor payment is made) we will attempt to get proposals accepted, there is no guarantee of acceptance when they are in collections. Accounts that have been in collections for longer than 60 days have a very low percentage of being accepted. Therefore, we will make every attempt to get a proposal accepted, collection accounts have a very low percentage of being accepted. All accounts need to be open for a minimum of six to nine months before they can have a proposal sent to the creditor to receive benefits. If a consumer has an account that is younger than six month, we can act as a paying agent until the account is mature enough to send a proposal.
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Click Here for Your FREE Debt Management Evaluation!

	888-284-9122 x 203 aellis@WeBeatThemAll.com
Honorable way to avoid bankruptcy Lower or eliminate high interest charges Pre-negotiated low fixed rates ensure quick payoff Maintaing or Restore your credit rating 1 low monthly payment Monthly statement for your progress review Personal assistance every step of the way	HOME OWNERSHIP IS NOT REQUIRED
	Click Here for Your FREE No Obligation Debt Management Evaluation!

YMS PROVIDES

Affordable Payment: We establish 1 low monthly payment based on your true financial affordability which dictates the term of the plan.

Our communications: Once you are a client we will establish contact with your creditors/collectors to start your interest rate reduction and adjusted payment plan as soon as they allow. All written correspondence such as your monthly statements will continue going to you as usual. This will allow you to experience you savings first hand on a monthly basis.

Representation On Your Behalf: We have pre-negotiated low fix rates to ensure our customer savings and reduce payoff time.

Zero Balance: This is the end result. You are informed of all debt management adjustments offers made by your creditors. You will continue to recieve your monthly financial statements for your review of the progress. Once paid, you no longer owe a penney. Documentation will be provided to show the final agreement of the transaction. A remaining balance of ZERO!

This is a hardship program

It is recommended that you do not pursue any new credit or financing for the 1st 12-24 months that you are in the program. If you have a Bank of America Account you need to include all credit cards from all creditors. The exception is that you may keep out 1 credit card There is a monthly administrative fee that varies from state to state. The amount is dictated by state law on what State you reside in and it is built into your monthly payment.

DEBTS WE MANAGE

Credit Cards ● Signature Loans ● Collection Accounts Within 2 Months ● Department Store Credit Cards

DEBTS WE DON’T MANAGE

Mortgage Payments ● Student Loans ● Car Payments ● Secured Loans ● Income Tax Payments

Call Mr. Ellis 888-284-9122 x 203 for Your No Obligation FREE Debt Settlement Evaluation!

Let us help you to get rid of the increasing debt and get you one low monthly payment you can afford. Our free no obligation debt settlement evaluation is a quick and easy process that will show you your eligibility of settlement and savings.
YMS offers responsible Debt Settlement and Debt Management Programs in 49 states with a focus on Orange County Debt Settlement. We present a unique solution to debt settlement by keeping our clients informed every step of the way. Our clients are qualified based on what they can reasonably pay back to their creditors. This ensures our clients are successful in their goal. Whenever a settlement offer is given it’s conveyed to our clients for their approval. This way our clients have first hand knowledge of which creditors have been settled.

We look forward to hear from you.

Continental Mortgage Services dba Your Mortgage Shop and Your Money Solution is an affiliate of ADSI. and GSDM offering responsible Debt Settlement, and Debt Management in 49 states.

The Best Debt Settlement and Debt Management program in Orange County offering personal service for San Juan Capistrano debt Settlement and debt management, Laguna Niguel Debt Settlement and debt management, Aliso Viejo Debt Settlement and debt management, Mission Viejo Debt Settlement and debt management, Laguna Hills Debt Settlement and debt management, Lake Forest Debt Settlement and debt management, Rancho Santa Margarita Debt Settlement and degt management, Huntington Beach Debt Settlement and debt management, Irvine Debt Settlement and debt management, Tustin Debt Settlement and debt management, Costa Mesa Debt Settlement and debt management, Fountain Valley Debt Settlement and debt management, Santa Ana Debt Settlement and debt management, Orange Debt Settlement and debt management, Placentia Debt Settlement and debt management, Yorba Linda Debt Settlement and debt management, Brea Debt Settlement and debt mamagement, Anaheim Debt Settlement and debt management, Anaheim Hills Debt Settlement and debt management, Fullerton Debt Settlement and debt management, La Habra Debt Settlement and debt management

I believe that [banking] institutions are more dangerous to our liberties than standing armies. Already they have raised up a monied aristocracy that has set the [government] at defiance. The issuing power (of money) should be taken away from the banks and restored to the people to whom it properly belongs. [emphasis added]

-Thomas Jefferson, President