• 800-376-9680

Mortgage Broker Laguna Niguel

Mortgage Broker Laguna Niguel

Located in the coastal San Joaquin Hills of Southern California, Laguna Niguel, is one of the first master planned communities in California, offering its 62,000 residents an environmentally conscious community with close proximity to schools, parks, shopping, and a local 44-acre lake.
The employees of Your Mortgage Shop (YMS) are very familiar with its unique properties and landscape. As a mortgage broker Your Mortgage Shop specializes in obtaining the best interest rates while providing a custom tailored mortgage for Laguna Niguel residents. With our list of specialized mortgage products, such as our NO MORTGAGE INSURANCE LOAN, JUMBO LOAN, and ELITE LOANS, to the typical CONVENTIONAL , FHA, VA , 100% USDA, HARP, HARD MONEY, and SECOND MORTGAGE FINANCE, we know we have the perfect finance product that fits any home owners’ desire. We will handle your HOME PURCHASE, REFINANCE, or CASHING OUT for your primary residence, investment property or second home.

Laguna Niguel offers a myriad of city services to its residents, to include:

33 local parks

Youth and adult sports activities & facilities

An aquatics program

Niguel Botanical Preserve

Skateboard & soccer park

80 miles of scenic hiking, biking & horseback riding trails

Basketball courts

Farmers Market every Sunday morning

Youth and teen programs (such as, park exploration, summer day camps, organized volunteer efforts, winter fun, battle of the bands, and more)


One of the key benefits of living in Laguna Niguel is to realize the dream of living among natural beauty with the rolling hills surrounding your views. Whether purchasing a new home or refinancing the house of your dreams, let Your Mortgage Shop help you make this charming life a reality. Through our state of the art technology and personal service we ensure you a no hassle experience and total convenience. As a mortgage broker, YMS Shops the industry for the best interest rates, terms, and pricing by leveraging relations with private investor and banks. We present you with multiple options of mortgages from which to choose --all from one phone call or internet inquiry. We know that you are unique just by being a resident of Laguna Niguel and this is why we will provide a custom tailored mortgage with a personal touch for our local resident of this splendid city.

Why Choose Your Mortgage Shop:

YMS provides the best mortgage loan product to fit its clients’ needs.
YMS simplifies the loan process through its advanced technology.
YMS’ typical loan process is completed in less than 30 days.
YMS provides the most competitive and cost effective pricing resulting in big savings for its clients.
YMS may eliminate your Mortgage Insurance and maximize your savings with Loan to Value up to 95%.
YMS staff is available to its clients up to 6 days a week from 9:30 am to 8:00 pm (PDT).


Please give us a call at 800-376-9680 or fill out our No Obligation, No Credit check interest rate inquiry..

Get Pre-Qualified

Don't Wait! Find out about your options Today!